100% offline · No account · No subscription

Track every expense.
Own every dollar.

EasyBudgeting & Tracking is the offline-first budgeting app that lives entirely on your device. No cloud. No sign-up. No monthly fee. Just fast, private budgeting that works on a plane, in a bunker, and everywhere in between.

4.9 from 10,000+ privacy-conscious budgeters

October budget

$1,377.40 left to spend

Saved locally
Rent$560 / $900
Groceries$468 / $600
Fun money$176 / $200
Savings$300 / $300

Spending this week

Whole Foods −$54.20
Salary — Acme Corp +$2,400.00
Transfer → Savings $200.00

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Happy users

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Transactions tracked

0

Currencies supported

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Offline & private

Import & export via CSV — bring your data from

Excel Google Sheets YNAB QuickBooks Xero Sage FreshBooks Wave

Features

Everything you need. Nothing you don't.

A complete personal finance toolkit — built to run entirely in your browser.

Transaction management

Income, expenses, and transfers with categories, tags, custom fields, attachments, and reusable templates. Log a transaction in under five seconds.

Multi-account & multi-currency

Unlimited cash, bank, and credit accounts with auto-balanced transfers. 160+ currencies with exchange rates that work offline — perfect for travel.

Budgets & envelope method

Recurring monthly, weekly, or yearly budgets with rollover, scheduling, and overspending warnings that fire before you swipe — not after.

Offline-first architecture

Powered by LocalStorage + IndexedDB with instant auto-save. Every feature works with the Wi-Fi off — because there's no server to talk to.

Import, export & backups

CSV import with column mapping and templates, one-click JSON backups, and migration tools. Moving from YNAB, Mint, or a spreadsheet takes minutes.

You own your data

No account, no cloud, no telemetry — nothing collected, so nothing can leak or be sold. Optional encrypted exports when you want belt-and-suspenders.

Why offline

Offline isn't a limitation.
It's the feature.

Budgeting apps love to hold your financial life hostage in their cloud — then charge you rent to look at it. EasyBudgeting flips the model: your ledger is stored locally, encrypted backups are yours to keep, and the only sync is the one you choose.

  • Auto-saves every change to LocalStorage + IndexedDB — instantly, silently, reliably.
  • Full functionality at 35,000 feet. Airplane mode is a feature, not a bug.
  • Zero telemetry. Nothing is collected, so nothing can be breached or sold.
  • Encrypted JSON exports. Your backup, your rules — a USB stick, a folder, a frame on the wall.

This device

LocalStorage IndexedDB Your browser
Auto-save, instantly

Your backup file

ledger.json encryption: optional
No cloud. On purpose.

Same budgeting power.
Radical simplicity.

How EasyBudgeting compares to the subscription apps you're used to.

EasyBudgeting Typical budgeting apps
Account required Never Sign-up + email
Where data lives On your device Vendor's cloud
Works offline Always — 100% of features Spotty at best
Monthly price $0, forever $5–15 / month
Export your data One click, anytime Often locked in
Tracking & ads Impossible — nothing leaves Read the privacy policy

Live demo

The envelope method, in 10 seconds.

A working taste of the app. Record an expense and watch the envelopes react. Yes — it saves to your browser's localStorage, exactly like the real thing.

October · $2,000 income

$
Quick add:

$0.00

spent of $2,000

Income

$2,000.00

Allocated

$2,000.00 ✓

Spent

$0.00

Remaining

$2,000.00

Demo data is stored in this browser only. Refresh-proof, cloud-free — just like the app.

How it works

From zero to budgeted in five steps.

  1. 1

    Install the PWA

    Open the site in any modern browser and hit Install. It runs like a native app.

  2. 2

    Create accounts

    Cash, bank, credit — as many as you want, each in any of 160+ currencies.

  3. 3

    Add or import

    Type transactions in seconds, or import a CSV from your bank, YNAB, or a spreadsheet.

  4. 4

    Set budgets & goals

    Envelope budgets with rollover, scheduling, and overspending warnings.

  5. 5

    Watch the reports

    Trends, categories, and balances update instantly. Export a backup. Sleep well.

Pricing

One price. It's zero.

Free forever

$0

No trial. No premium tier. No account.

  • Unlimited accounts & transactions
  • All 160+ currencies with offline rates
  • Envelope budgets with rollover
  • CSV import + one-click JSON backup
  • Recurring transactions, goals & reminders
  • Encrypted exports
  • Installable PWA for desktop & mobile
  • Email support — forever
Open EasyBudgeting & Tracking →

FAQ

Fair questions. Straight answers.

Yes. Transactions, budgets, and attachments are stored in your browser using LocalStorage and IndexedDB. There is no backend, no sync, and no account. Airplane mode is the recommended way to appreciate this.

No. There's nothing to sign up for — which also means there's nothing to leak. Open the URL and it works. Your email stays yours.

One click exports your entire ledger as a JSON file. Keep copies anywhere you like — USB stick, a cloud drive of your choosing, printed and framed. Import restores everything, and encrypted exports add password protection.

Export a CSV from wherever you are today, map the columns once, and import. Templates make repeat imports a single click. Moving from a spreadsheet takes minutes, not weekends.

160+, with exchange rates that work offline. Great for travelers, expats, and multi-currency households.

A Progressive Web App: install it straight from your browser and it gets its own window and icon, launches instantly, and runs offline. No app store, no permission prompts, no updates pushed to your phone at 2am.

Ready to own every dollar?

Join 10,000+ people who traded subscriptions and spreadsheets for a budget that lives on their own device.

No account · No credit card · No data leaves your device